Solivita News And Events

Posted by admin May - 16 - 2013 - Thursday ADD COMMENTS

Solivita’s Security Contractor Launches New Product

Please come join Security Manager Joe Murphy on Monday, May 20th at 9am in the Starlite Ballroom. This will be your opportunity to learn about the new Gatehouse Solutions program and ask questions. During this special Coffee Talk you will be shown step by step on how to enter information into your resident profile. Please bring the letter that you received that contains your username and password. Monday, May 20th at 9am…Sheri’s buying the coffee!

An Important Message from Bright House Networks

Dear Valued Customer:

Bright House Networks would like to take this time to thank you for the opportunity to serve your community. As you know Bright House Networks is always improving our products and services. Please be advised that we will be realigning channels on our network effective May 20th.

This realignment necessitates the relocation of your Community Channel located on channel 9 to a new channel location of 97. This will impact all of SOLIVITA customers with Analog services. Customers that subscribe to Digital cable services will continue to access the Community Channel on channel 704. Only customers with Scientific Atlanta digital converters will be able to view the Community Channel. Customers that have Cisco or Samsung brand converters may ask to have them exchanged for Scientific Atlanta converters.

Within the next few days a BHN representative will be onsite to perform this channel relocation. If you have any further questions or concerns please contact the Bright House Networks Customer Service Line at 407-291-2500.

At Bright House Networks, we value your business relationship and thank you for the opportunity to service your community.

Sincerely,

Bright House Networks

Did You Paint Your Home?

If you received an extension to paint your residence until the end of March or April, please be sure to call Yolanda Santiago at 863-427-7022 or email her at ysantiago@aamfl.com with the date your home was painted.

Farmers Market Update

Have you seen how the Farmers Market is grown? Seafood is being sold on Mondays along with specialty desserts, kettle corn, and Italian specials. Elaine’s County Corner is now selling fresh breads. At the Farmers Market you can also find bagels, nutty snacks, herb plants, specialty foods, and even orchids. You can also get your knives sharpened on the spot. The citrus vendor will return later in the year when oranges are back in season. Lifestyles is asking that all clubs selling items or tickets set up beside the produce area (big yellow truck) in one of the parking spots. The Farmers Market is open every Monday and Friday from 9:30am until 3:30pm in Freedom Park.

Memorial Day (Monday, May 27th) Closings & Cancellations

  • Administration and Lifestyles will be closed
  • All scheduled fitness classes at RSF and The Palms are cancelled

Stonegate Golf News

Night Owl Pass: Unlimited twilight golf every day after 4pm from now until September 30th for $499. Please inquire with the golf shop for further details or to purchase your Night Owl Pass today.

Annual Memorial Day Picnic

Come out and celebrate Memorial Day with the Solivita Veterans Club on Monday, May 27th beginning at 9am in Freedom Park.

  • 0900 – Memorial Service held at the Veterans Memorial
  • 1030 – Coed Softball Game
  • 1200 – 1300 Old Fashioned Cookout featuring hamburgers, hotdogs, potato salad, baked beans, and a drink.

Cookout tickets are $10 per person and may be purchased by calling Audrey at 427-9393 or Dick at 427-0452.

Moving Checklist for Florida Home Sellers

Posted by admin May - 10 - 2013 - Friday ADD COMMENTS

Moving Checklist for Florida Home Sellers

□    Provide the post office with your forwarding address two to four weeks ahead of the move.

□    Notify your credit card companies, magazine subscriptions, and bank of your change of address.

□    Create a list of friends, relatives, and business colleagues who need to be notified about your move.

□    Arrange to disconnect utilities and have them connected at your new home.

□    Cancel the newspaper, or change the address so it will arrive at your new home.

□    Check insurance coverage for the items you’re moving. Usually movers only cover what they pack.

□    Clean out appliances and prepare them for moving, if applicable.

□    Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to
weight. Watch for movers that use excessive padding to add weight.

□    Check with your condo or co-op about any restrictions on using the elevator or particular exits for moving.

□    Have a “first open” box with the things you’ll need most, such as toilet paper, soap, trash bags, scissors,
hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.

Plus, if you’re moving out of town, be sure to:

□    Get copies of medical and dental records and prescriptions for your family and your pets.

□    Get copies of children’s school records for transfer.

□    Ask friends for introductions to anyone they know in your new neighborhood.

□    Consider special car needs for pets when traveling.

□    Let a friend or relative know your route.

□    Empty your safety deposit box.

□    Put plants in boxes with holes for air circulation if you’re moving in cold weather.

HUD Is To Sell 20,000 Distressed Loans To Investors

Posted by admin May - 7 - 2013 - Tuesday ADD COMMENTS

WASHINGTON – May 6, 2013 – For the second time this year, the U.S. Department of Housing and Urban Development (HUD) will sell thousands of severely delinquent mortgage loans insured by the Federal Housing Administration (FHA).

This summer, HUD will sell approximately 20,000 distressed loans through its expanded Distressed Asset Stabilization Program (DASP).

HUD’s offerings will be conducted through two auctions – on June 26, it will sell approximately 15,000 notes through “national pools,” and on July 10 it will offer approximately 5,000 notes through Neighborhood Stabilization Outcome (NSO) pools.

In the past, the smaller Neighborhood Stabilization pool sales included Florida properties, but this time HUD is focusing on Southern California, Chicago, southern Ohio (including Cincinnati, Columbus and Dayton) and the entire state of North Carolina.

HUD is expanding the use of single-family loan sales through a competitive bidding process in which loan pools are sold to the highest bidder, including non-profit and community-based organizations.

“These auctions allow us to continue stabilizing hard-hit housing markets and to improve FHA’s overall financial position at the same time,” says FHA Commissioner Carol Galante.

Program mechanics
Under the loan sale program, severely delinquent FHA-insured loans are sold competitively at a market-determined price that’s generally below the outstanding principal balance. Once an investor purchases the loan, foreclosure is delayed for a minimum of six additional months.

During those six months, the investor (or servicer) can work with the borrower to find an affordable solution to avoid foreclosure. Since the investor buys the loans at market rate – which is generally below the outstanding principal balance – they’re in a position to offer the homeowner a loan modification. If the loan eventually goes to foreclosure anyway, the investor must do so, relieving HUD from the task.

HUD expects to sell more than 40,000 distressed loans this year through quarterly sales that reduce FHA’s total claims costs and increase recovery on losses.

Distressed Asset Stabilization Program
FHA’s note sales program was resumed in 2010 as a direct sale pilot program that allows qualified bidders to buy pools of risky mortgages – in many cases, HUD says, as a less expensive alternative to foreclosing and listing the homes as a real estate-owned (REO) property.

An FHA servicer can place a loan into the loan pool if the following criteria are met:

• The borrower is at least six months delinquent on their mortgage
• The servicer has exhausted all steps in the FHA loss mitigation process
• The servicer has initiated foreclosure proceedings

For more information on the HUD loan sale program, visit the department’s website.

© 2013 Florida Realtors®

SoliVita News For May

Posted by admin May - 5 - 2013 - Sunday ADD COMMENTS

Bella Viana Golf Cart Tunnel CLOSED

Effective immediately the golf cart tunnel to and from Bella Viana is closed due to flooding. There has been a pump failure. It is anticipated the tunnel will be closed for FOUR days for repairs and removal of debris. As soon as the tunnel is reopened, residents will be notified by email blast, and on SolivitaLive.com.

Solivita Logo for Mailbox

Creative Sign Solutions will no longer be selling the Solivita logo for the mailbox to homeowners. The HOA will purchase them in bulk, and you may purchase one for $3 at the Concierge Desk.

SoliVita Open House Safety Tips

Posted by admin April - 30 - 2013 - Tuesday ADD COMMENTS

SoliVita Open House Safety Tips

An open house can be a great sales tool, but it also exposes you to numerous unfamiliar people for the first time. Stay safe by practicing these guidelines.

·    Call the local police department and ask them to have a squad care drive by during your open-house hours.
·    Check your cell phone’s strength and signal prior to the open house. Have emergency numbers programmed on speed dial. Carry an extra, fully charged cell phone battery.
·    Determine several “escape” routes that you can use in case of an emergency. Make sure all deadbolt locks are unlocked to facilitate a faster escape.
·    Turn on the lights and open the curtains. These are not only sound safety procedures, but also great marketing tactics.
·    Make sure that if you were to escape by the back door, you could escape from the backyard. Frequently, high fences surround yards that contain swimming pools or hot tubs.
·    When prospective buyers begin to arrive, jot down their car descriptions, license numbers and physical descriptions.
·    When showing the house, always walk behind the prospect. Direct them; don’t lead them. Say, for example, “The kitchen is on your left,” and gesture for them to go ahead of you.
·    Notify a friend or a relative that you will be calling in every hour on the hour. And if you don’t call, they are to notify the police immediately.
·    Inform a neighbor that you will be showing the house and ask if he or she would keep an eye and ear open for anything out of the ordinary.

Source: National Association of REALTORS® Safety Week kit

Forms You’ll Need to Sell Your Orlando Florida Home

Posted by admin April - 15 - 2013 - Monday ADD COMMENTS

Forms You’ll Need to Sell Your Orlando Florida Home

1. Property disclosure form. This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state.

2. Purchasers access to premises agreement. This agreement sets conditions for permitting the buyer to enter your home for activities such as measuring for draperies before you move.

3. Sales contract. The agreement between you and the seller on terms and conditions of sale. Again, check with your state real estate department to see if there is a required form.

4. Sales contract contingency clauses. In addition to the contract, you may need to add one or more attachments to the contract to address special contingencies — such as the buyer’s need to sell a home before purchasing yours.

5. Pre- and post-occupancy agreements. Unless you’re planning on moving out and the buyer moving in on the day of closing, you’ll need an agreement on the terms and costs of occupancy once the sale closes.

6. Lead-based paint disclosure pamphlet. If your home was built before 1978, you must provide the pamphlet to all sellers. You must also have buyers sign a statement indicating they received the pamphlet.

Does Moving Up To A Larger Home Make Sense?

Posted by admin April - 7 - 2013 - Sunday ADD COMMENTS

Does Moving Up To A Larger Home Make Sense?

These questions will help you decide whether you’re ready for a home that’s larger or in a more desirable location. If you answer yes to most of the questions, it’s a sign that you may be ready to move.

1. Have you built substantial equity in your current Orlando home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of your mortgage, as monthly payments are mostly interest, but if you’ve owned your home for five or more years, you may have significant, unrealized gains.

2. Has your income or financial situation improved? If you’re making more money, you may be able to afford higher mortgage payments and cover the costs of moving.

3. Have you outgrown your neighborhood? The neighborhood you pick for your first home might not be the same neighborhood you want to settle down in for good. For example, you may have realized that you’d like to be closer to your job or live in a better school district.

4. Are there reasons why you can’t remodel or add on? Sometimes you can create a bigger home by adding a new room or building up. But if your property isn’t large enough, your municipality doesn’t allow it, or you’re simply not interested in remodeling, then moving to a bigger home may be your best option.

5. Are you comfortable moving in the current housing market? If your market is hot, your home may sell quickly and for top dollar, but the home you buy also will be more expensive. If your market is slow, finding a buyer may take longer, but you’ll have more selection and better pricing as you seek your new home.

6. Are interest rates attractive? A low rate not only helps you buy a larger home, but also makes it easier to find a buyer.

Are higher-priced new homes a bargain over time?

WASHINGTON – April 3, 2013 – Using data from the Census Bureau and Department of Housing and Urban Development’s 2011 American Housing Survey, the National Association of Home Builders (NAHB) found that buyers can pay more for a newly constructed home and save money over time, even if the new home costs more upfront.

Builders have faced rising costs for labor and supplies recently, and competition from relatively inexpensive existing home prices. To offset that difference, the study focuses on the new homeownership elements that save money.

“Home buyers need to look beyond the initial sales price when considering whether to buy new construction or an existing home,” NAHB Chairman Rick Judson said in a release. “They will find that with the higher costs of operating an older home, they can often afford to spend more to buy a new home and still have annual operating costs that fit their budget.”

NAHB’s study first looked at utility, maintenance, property tax and insurance costs, and analyzed how they vary depending on the age of a home. It found that homes built before 1960 have average maintenance costs of $564 a year, while a home built after 2008 averages $241.

Similarly, operating costs average nearly 5 percent of the home’s value for pre-1960 structures, while they average less than 3 percent when the home was built later than 2008.

The analysis then compared the first year after tax cost of owning a home by the year the house was built, taking into account the purchase price, mortgage payments, annual operating costs and income tax savings. Based on these savings, NAHB says a buyer can afford to pay 23 percent more for a new house than for one built before 1960 and still maintain the same amount of first year annual costs.

While mortgage payments will be greater with a higher-priced new home, its lower operating costs mean a home buyer’s annual costs would be roughly the same in a newly built home compared to an older home’s smaller mortgage payment but higher operating expenses.

“For a family working with a fixed annual budget, new-construction homes offer outstanding comfort, convenience and overall cost savings,” said Judson. “Put that together with today’s near-record low interest rates and competitive prices, and the time has never been better to buy a new home.”

© 2013 Florida Realtors®

Checklist: 17 Service Providers You’ll Need When You Sell Your Orlando Area Home

□    Real estate attorney
□    Appraiser
□    Home inspector
□    Mortgage loan officer
□    Environmental specialist
□    Lead paint inspector
□    Radon inspector
□    Tax adviser
□    Sanitary systems expert
□    Occupancy permit inspector
□    Zoning inspector
□    Survey company
□    Flood plain inspector
□    Termite inspector
□    Title company
□    Insurance consultant
□    Moving company

Used with permission from Kim Daugherty, Real Estate Checklists and Systems, www.realestatechecklists.com.

New Model Homes For SoliVita

Posted by admin March - 30 - 2013 - Saturday ADD COMMENTS

Are you looking to purchase a home  in SoliVita? We can assist with new homes or resale homes.

Offering a wide range of styles and floor plans, Solivita residences all feature open, flowing designs that highlight the sunny warmth of Florida living, and include many extras for exceptional comfort and convenience. Explore our collections here, with 16 floor plans to choose from. Better yet, visit Solivita’s 55+ golf cart communities in person. We have a growing collection of beautifully decorated models NOW OPEN for you to walk through—and fall in love with.

The Sago Palm Collection

Prices starting from the $130s

View Floor Plans >>

West Palm Elevation A on the Right

West Palm

  • Price: $139,990
  • A/C Sq. Ft.: 1,359
  • Beds: 2
  • Baths: 2.0
  • Stories: 1.0
Tampa Bay Elevation A on the Left

Tampa Bay

  • Price: $158,990
  • A/C Sq. Ft.: 1,480
  • Beds: 2
  • Baths: 2.0
  • Stories:
Close

The Sabal Palm Collection

Prices starting from the $150s

View Floor Plans >>

The Queen Palm Collection

Prices starting from the $180s

View Floor Plans >>

The Royal Palm Collection

Prices starting from the $240s

View Floor Plans >>

The Majestic Palm Collection

Prices starting from the $350s

View Floor Plans >>

About us

I am a licensed real estate Broker in the state of Florida. My opinions on real estate have been formed from my experiences and 15 years of working in the business. My opinions are in line with Florida Real Estate laws and the REALTOR(R) Code of Ethics. Your State’s laws may differ. So do your own homework before implementing any of my business practices into your business.